Wall Street expects Affirm to report consensus revenue of $1.11 billion and EPS of $0.33 for its fiscal fourth quarter, with the stock currently trading near $77.03 compared to an average analyst price target of $93.41. The primary focus for investors this report is Gross Merchandise Volume (GMV), which is projected to reach a midpoint of $13.3 billion as the company expands its reach beyond online checkouts.
Supporting this growth is the rapid adoption of the Affirm Card, which recently saw volume surge 146% year-over-year as it penetrates more of the merchant network. Investors will also scrutinize credit performance and delinquency trends for any signs of consumer fatigue while looking for initial fiscal 2027 guidance to confirm the company's path toward sustained profitability.