Citigroup's second quarter revenue and EPS beat estimates as RoTCE hits a strong 13.0%

Citigroup reported second quarter 2026 revenue of $24.8 billion, a 14% year-over-year increase, and diluted EPS of $3.15, up from $1.96 in the prior-year period. Net income rose 45% to $5.8 billion, driven by growth across all five of its core businesses.

Key Highlights

• Return on Tangible Common Equity (RoTCE) was 13.0%, a significant increase from 8.7% in the prior-year period and beating expectations for the continuation of operational momentum.
• The Services segment delivered its highest-ever quarterly revenue of $6.4 billion, an 18% year-over-year increase, with a segment RoTCE of 30.9%.
• The company returned approximately $5.0 billion to shareholders and announced plans to increase its dividend by 12% along with a new $30 billion share repurchase plan.