FICO's third quarter adjusted EPS beats estimates as Scores revenue surges 41%

FICO reported third quarter fiscal 2026 revenue of $674.2 million, up 26% year-over-year but narrowly missing analyst estimates. The company delivered Non-GAAP EPS of $12.18, a 42% increase from the prior year and ahead of expectations.

Key Highlights

• Scores segment revenue grew 41% year-over-year to $458.9 million, led by a 49% increase in B2B revenue primarily due to higher mortgage origination scores pricing.
• The Software segment posted modest growth, with revenue up 2% to $215.3 million. Underlying this was a 62% increase in platform ARR, which was offset by a 17% decline in non-platform ARR.
• FICO raised its full-year fiscal 2026 guidance, now projecting revenue of $2.53 billion and Non-GAAP EPS of $42.43, up from $2.45 billion and $40.45, respectively.