Nu Holdings Ltd is expected to report Q1 2026 revenue of $3.85 billion and EPS of $0.19, with its current share price of $18.20 trading significantly below the average analyst price target of $22.50. Investors are primarily focused on the Monthly Average Revenue per Active Customer (ARPU) to gauge the company's success in cross-selling higher-margin products like insurance and investments.
Recent expansion into Mexico and Colombia has accelerated user acquisition, though analysts are watching for any impact on credit quality within the consumer loan portfolio. Sustaining high net interest margins while scaling in new markets remains the primary driver for the stock's long-term valuation.