OppFi is trading 10.5% down in after-hours trading at $7.85 after its August 10, 2026 second-quarter earnings release, as adjusted EPS of $0.33 missed the $0.48 expectation.
- Revenue reached a record $145.2 million.
- Management cited tighter credit standards, lower originations, elevated charge-offs, and reduced full-year guidance.
- The release was scheduled after the close, making it the clear catalyst for the extended-hours decline.