SoFi Technologies' second quarter revenue of $1.22B beat estimates, driven by record loan originations and member growth.

SoFi Technologies reported second quarter 2026 revenue of $1.22 billion, up 43% year-over-year, and diluted EPS of $0.12. Both revenue and EPS surpassed analyst expectations.

Key Highlights

• Reported record GAAP net revenue of $1.22 billion (+43% YoY) and GAAP net income of $156.6 million.
• Member growth accelerated to 15.8 million (+35% YoY), while total products grew to 24.4 million (+42% YoY).
• Achieved record total loan originations of $14.8 billion, a 69% increase from the prior-year period, with records across all loan categories.
• Increased full-year 2026 adjusted net revenue guidance to a range of $4.75 billion to $4.85 billion.