Tesla introduced the Easy Loan auto financing program in China to increase vehicle accessibility.

The plan covers locally produced Model 3 and Model Y vehicles through May 31, 2026.

A five-year Model 3 plan requires a minimum down payment of 55,900 yuan.

Monthly installments for this plan start at 2,193 yuan and conclude with a balloon payment.

Tesla's retail sales in China fell 9.66% year-on-year in April.

The program replaces previous seven-year loan options.

Financial institutions recently tightened credit for ultra-long-term loans.