Ripple released the Ripple XRPL AI Starter Kit on June 11, 2026. This toolkit allows developers to build applications where AI agents autonomously send and receive payments on the XRP Ledger. The system supports transactions in both XRP and the Ripple RLUSD stablecoin. It utilizes the X402 payment protocol to facilitate programmatic, real-time machine-to-machine payments without human intervention.
Ripple simultaneously joined Mastercard’s Agent Pay for Machines program. This new initiative involves over 30 companies collaborating to support high-volume, automated payments. Ripple CEO Brad Garlinghouse noted that the broader crypto industry is now adopting the institutional-focused vision Ripple once faced criticism for.